Helping you cultivate wealth

for financial freedom & flexibility

Your financial wellness matters regardless of past money mistakes. Trust me, I have made my fair share of doozies. 

If you landed here you're likely ready to take your first steps towards cultivating wealth so you can find freedom and escape the trapped by work and life feeling.  So let's get started helping you grow your money tree.

You can become rich in all areas of life.

Rich isn't just about money (although that's a big part of it). It's more about directing your financial resources in a way that allows you to experience your life. Whether it's spending more time with family and friends, traveling, enjoying good food, curling up with a good book, keeping fit and healthy, or just being able to decide you want to relax on the weekend, richness is about making the most of your moments. My path has been one of ups and downs and sometimes-slow progress. I'm still on this journey. But it keeps getting better as I tweak the way I manage my money and cultivate my financial wellness. 

I'm Miranda Marquit, Financial Wellness Expert with an MBA

If you want information about pinching pennies, you're in the wrong place.

I began writing about finances in 2006 (has it really been that long?) after being offered a corporate blogging gig.  Between research for work and my own money mistakes, I found smarter, better ways to handle my money and grow in financial wellness and flexibility. Since then I have grown a six-figure freelance writing business and …

My focus is on using your resources to live the life you want. Hopefully, you can use this site to learn about using your money and time more effectively — and create a life full of richness.

Are you ready to find financial wellness?

Whether you are looking to build an income stream with freelance writing, grow your money skills, or find a financial expert to help your employees I've got you covered to start cultivating. 

Increase your income through freelancing

I am here to help you make money! For my tips, resources, and freelancing course, click the button below. 

A money blog worth reading

a collection of guest posts, guides, and personal money stories

I don't have an amazing get-out-of-debt story or a make-six-figures-a-month story. What I do have is accumulated knowledge, financial experiments, and plenty of mistakes. Over time, I've learned what works for me when it comes to using my financial resources to create a life I love. Check out my money blog for information about how I structure my finances and make the most of my money. Maybe you'll find inspiration for your own money journey.

Viking River Cruise vs. Carnival: travel cost breakdown

People talk about a Viking River Cruise as “too expensive.” But is it really too expensive? Here’s my travel cost breakdown of Viking River Cruise vs. Carnival. Back in 2017, I took my son on a Viking River Cruise up the Danube River. It was an eight-day affair and took us from Budapest, Hungary, to

Read More »

How to Diversify Income Sources as a Freelance Writer

As a freelance writer, it makes sense to diversify income sources. You never know when something will fall through or you'll need extra cash. Here are some of the things I'm doing. When you have a variable income, developing different revenue streams can make sense. This doesn't mean that you have to monetize everything you do. However,

Read More »

Create Your Own Benefits Package When Self-Employed

When you own a business, you don't have the luxury of benefits from “the man.” You need to create your own benefits package when self-employed. When you own a business, you lose the benefits that are often associated with working full-time for someone else. It's one of the challenges of being self-employed. This doesn't mean

Read More »

5 Famous Doses of Reality for the Aspiring Writer

Whether you plan to write fiction or non-fiction, as an aspiring writer you need a solid dose of reality. You really can make money as a writer. You can even do it as a professional blogger. My story is simple and straightforward. It's not glamorous, and following my tips probably won't lead to insane amounts

Read More »

15 Tips that Can Improve Your Writing

We can all get better. Put these tips into practice, and you'll improve your writing in no time. Even though I'm a professional writer, I know that I still have room for improvement. I like to think I'm a decent enough writer (since people pay me to write for them), but I know there's plenty

Read More »

My Last Minute Tax Break: HSA Contribution

Want a sweet last-minute tax break? Contribute to your Health Savings Account. I love my Health Savings Account. Not only is there a tax deduction involved, but the money can be withdrawn tax-free at anytime, as long as you use it for qualified health care expenses. You get a tax deduction, and your money grows

Read More »

Find Your Unique Path To Cultivate Wealth

semi-regular tips, ideas, and strategies to help you build a freelance career and get more from your money.

Scroll to Top