It’s almost a cliché at this point: The observation that housing costs are such that you can’t qualify for a mortgage of $900 per month, so you have to get an apartment at $1,200 per month. Whether you live in a market where a mortgage costs less per month than a rental is beside the …
Want a Place to Live? Housing Costs Make It Tough Read More »
A college degree is expensive. If you’re going to attend university, you need to know how to get the most out of college. It’s tough out there for college students. The cost of tuition continues to rise. We’re still trying to figure out what student loan forgiveness might look like. It’s wildly popular, but the …
When used properly, credit cards can be tools as you save up for a major purchase. I’m a big fan of using credit cards to save up for various purchases. I like the idea that my regular, planned spending could position me for greater savings down the road. As a result, I use credit cards …
Saving Up for a Major Purchase? Integrate Credit Cards with Your Efforts Read More »
April is Financial Literacy Month. Many people ask me about my favorite resources, including books. Check out my favorite books about money. They’ll help you learn more about finances and help you take your money to the next level. As a personal finance writer, I’d be remiss if I didn’t have something related to financial …
Financial Literacy: My Favorite Books About Money Read More »
Even though it’s nice to think that your small business credit is completely separate from your personal credit, the reality is that your personal credit does matter. One of the essential pieces of advice given to just about anyone who starts a home business — or any type of business — is that you need …
Small Business Credit Reality: Your Personal Credit Matters Read More »
Oh hey. Not every personal finance expert will tell you to buy a used car with cash. I’m here to tell you why I love buying new cars with the dreaded dealer financing. Let’s do this and I’ll turn in my personal finance expert card later. So, 10 years ago I bought a new car. …
Oops? I Did It Again! Buying NEW Cars with Financing. Kiss My PF Cred Goodbye Read More »
