Note: I found this a fascinating look at the morality of bankruptcy from Steve, a guy that has very real and painful experience with debt. What happens if, through no fault of your own, you suddenly can’t meet your obligations? What are the circumstances that might make bankruptcy morally acceptable? For all of my life …
Is Bankruptcy Sinful and Bad or Right and Moral? An Examination. Read More »
Do you eat chocolate at least once a week? If so, you might be more financially successful than someone who doesn’t. Earlier this week, I received a press release related to the release of Ghirardelli‘s new chocolate line. Normally, such releases go right into the trash folder. But this one came with a financial twist …
Want to improve your finances? Set realistic money goals for the new year. During this time of year, we all take a step back and think about what has been accomplished during the past year — and what we hope to accomplish in the new year. Indeed, many of us set a number of goals …
Money Goals for the New Year: Are You Being SMART? Read More »
Sometimes, the cheapest price doesn’t always mean the best value. I’m not known for my frugality. I don’t pinch pennies. I prefer to earn a little more money, rather than cut back. And, to tell the truth, I’m willing to pay more for an experience I enjoy, or for convenience, or for a better quality …
One of the cardinal rules of personal finance is to never buy a new car. I broke that rule. In the debate over whether to buy a car new or used, two arguments generally trump all: A new car loses a large portion of its value the moment you drive it off the lot. Used …
Violating a Personal Finance Rule: I Just Bought a NEW Car! Read More »
Here is a guide to help try to avoid being cheated or scammed by a business or company and check out or evaluate a company for free before you decide to pay them money for services. Over the years a common theme has emerged where people feel they are scammed by a company or taken …
How to Check Out a Business or Company to Avoid Getting Scammed or Ripped Off Read More »
