Home Business

The Joys of Managing Cash Flow as a Freelancer

Managing cash flow as a freelancer can be a real challenge, especially when it’s all automated and you aren’t connected to your money. I have enough money to cover all my bills this month. However, I let things get a little off and ended up with an overdraft in my primary checking account. Mainly because …

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Retirement Plan Options for Home Business Owners

When you are self-employed, you don’t have “the man” to help you with your retirement account contributions. Here’s what you need to know about retirement plan options for home business owners. The last time I had the opportunity to participate in a 401(k) was shortly after finishing my bachelor’s degree. I was working full-time. However, …

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Freelance Lifestyle: What to Do With a Family Vacation

Even though your family may have the day off, the freelance lifestyle might mean you have work to do. As Christmas approaches and I get ready to travel, I’m reminded that sometimes the freelance lifestyle doesn’t always lead to the same relaxation and time off you get with a “real” job. Running a home business, …

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Start Freelancing: All You Need is a Laptop and Wi-Fi

 Ready to start freelancing? You can do it from anywhere, as long as you have a laptop and Wi-Fi. Right now, I’m sitting in a hotel room in Los Angeles. I’m hundreds of miles away from home, but I’m still getting some work done. I am working on a restricted schedule, but working nonetheless. And …

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Starting a Home Business: Offering a Product vs. Service

How to decide whether to offer a product vs. service from your home business. Many people have a definite desire to work from home, especially as a business owner. While telecommuting is gaining in popularity, it’s still working for “the man.” Instead, the real dream is being your own boss and owning a home business. …

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