Note: I found this a fascinating look at the morality of bankruptcy from Steve, a guy that has very real and painful experience with debt. What happens if, through no fault of your own, you suddenly can’t meet your obligations? What are the circumstances that might make bankruptcy morally acceptable? For all of my life …
Is Bankruptcy Sinful and Bad or Right and Moral? An Examination. Read More »
Do you eat chocolate at least once a week? If so, you might be more financially successful than someone who doesn’t. Earlier this week, I received a press release related to the release of Ghirardelli‘s new chocolate line. Normally, such releases go right into the trash folder. But this one came with a financial twist …
Want to improve your finances? Set realistic money goals for the new year. During this time of year, we all take a step back and think about what has been accomplished during the past year — and what we hope to accomplish in the new year. Indeed, many of us set a number of goals …
Money Goals for the New Year: Are You Being SMART? Read More »
Claim a tax deduction for the space used as your home office. If you own a home business, one of the tax deductions you are eligible for is the home office tax deduction. The IRS terms this business use of your home. You can deduct the costs associated with your business in your home office. …
One way you can build wealth is with the help of low cost mutual funds and ETFs. I’m a boring investor. While I am looking into dividend stocks, and I have a few dividend aristocrats in my portfolio, that’s about as wild as a I get. Most of my investments are in index funds — …
Book Review: Lowest Cost No Load Mutual Funds and ETFs Read More »
Sometimes, the cheapest price doesn’t always mean the best value. I’m not known for my frugality. I don’t pinch pennies. I prefer to earn a little more money, rather than cut back. And, to tell the truth, I’m willing to pay more for an experience I enjoy, or for convenience, or for a better quality …
