One of the cardinal rules of personal finance is to never buy a new car. I broke that rule. In the debate over whether to buy a car new or used, two arguments generally trump all: A new car loses a large portion of its value the moment you drive it off the lot. Used …
Violating a Personal Finance Rule: I Just Bought a NEW Car! Read More »
Here is a guide to help try to avoid being cheated or scammed by a business or company and check out or evaluate a company for free before you decide to pay them money for services. Over the years a common theme has emerged where people feel they are scammed by a company or taken …
How to Check Out a Business or Company to Avoid Getting Scammed or Ripped Off Read More »
Before signing up for a home business “opportunity,” make sure you know what you are getting into. There are a number of home business “opportunities” out there. Many of these home business opportunities, though, require you to purchase a system, or purchase products to sell, or go through some other rigamarole in order to be …
Changes Coming to Home Business Opportunity Disclosures Read More »
Tangible assets, like gold and copper, are becoming increasingly popular. You’ve probably heard a lot about the interest in physical gold. Indeed, many are buying gold coins and considering selling their gold jewelry (or, better yet, hoarding their gold jewelry). With the price of gold well above $1,700 an ounce, and gold bugs insisting it …
Should You Forget Gold, and Hoard Pennies Instead? Read More »
Don’t pay more than you have to in taxes; look for year-end deductions. I have no problem paying taxes (what the money is used for is the subject for another day), but that doesn’t mean I’m going to pay more?than I have to. Indeed, this is the time of year that I start casting about, …
End of the Year Tax Planning: Piling on the Deductions Read More »
Not everyone thrives in a work from home environment. Don’t force it if a home business isn’t right for you. I love working from home. My freelancing business has been very good to me, and I am grateful for my opportunities. However, not everyone enjoys running a home business. While I wouldn’t trade my home …
