Want to improve your finances? Set realistic money goals for the new year. During this time of year, we all take a step back and think about what has been accomplished during the past year — and what we hope to accomplish in the new year. Indeed, many of us set a number of goals …
Money Goals for the New Year: Are You Being SMART? Read More »
Sometimes, the cheapest price doesn’t always mean the best value. I’m not known for my frugality. I don’t pinch pennies. I prefer to earn a little more money rather than cut back. And, to tell the truth, I’m willing to pay more for an experience I enjoy, for convenience, or for a better quality item. As …
One of the cardinal rules of personal finance is to never buy a new car. I broke that rule. In the debate over whether to buy a car new or used, two arguments generally trump all: A new car loses a large portion of its value the moment you drive it off the lot. Used …
Violating a Personal Finance Rule: I Just Bought a NEW Car! Read More »
Tangible assets, like gold and copper, are becoming increasingly popular. Hoarding pennies could be one way to diversify your assets. You’ve probably heard a lot about the interest in physical gold. Indeed, many are buying gold coins and considering selling their gold jewelry (or, better yet, hoarding their gold jewelry). With the price of gold …
Should You Forget Gold, and Hoard Pennies Instead? Read More »
Don’t pay more than you have to in taxes. Use home business tax planning to find the best end-of-the-year tax deductions. I have no problem paying taxes, but that doesn’t mean I’m going to pay more than I have to. Indeed, this is the time of year that I start casting about, looking for ways …
Home Business Tax Planning for Year-End: Deductions Read More »
Not everyone thrives in a work from home environment. Don’t force it if a home business isn’t right for you. I love working from home. My freelancing business has been very good to me, and I am grateful for my opportunities. However, not everyone enjoys running a home business. While I wouldn’t trade my home …
