Personal Finance

How I Botched My Debt Consolidation, Destroyed My Credit and Was Sued by a Bank

We all make money mistakes. Even “nationally recognized financial experts.” Gather round, children, and let me tell you the story of my botched debt consolidation. It’s no secret that, when my ex and I divorced more than four years ago, we had some debt. I had just nailed down a big contract, so I used …

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Why I’ve Changed My Freelance Business to an S Corp Election (Finally)

After years of listening to my accountant recommend this course of action, I’ve finally changed my freelance business to an S Corp election. Pretty much since I switched accountants, Eric Nisall been trying to convince me to change my tax election to S Corp. And, finally, after gently reminding me to “consider” it for four …

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5 Money Lessons My Son Learned from Our Latest Car-Buying Adventure

When you think of teaching money lessons for teens, you probably don’t think of dragging them through the car-buying process. But that’s exactly what I did. I’m not talking about taking The Boy down to the car dealer and showing him how to negotiate. We did that with the first car we got him. No, …

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