It was fun to get together and have a chat! Here are some of the financial resources I mentioned while we were there, plus a few more.
Credit financial resources
- Self: Offers a credit-builder loan. This can help you establish or even rebuild credit. ALSO, they just started a program to report rent payments to credit bureaus. This was announced just after our lady pants financial hang.
- Experian Boost: Help your credit score, but ONLY your Experian score. It can include rent and other bills to give yourself a boost.
- Nav: This is a business credit builder. If you want to build credit with your business, this can help.
- Dun & Bradstreet: Another business credit agency with tools to help you build your business credit profile.
- Nerd Wallet: This article has some ideas for secured credit cards that can help you build/rebuild credit. Michelle had a suggestion as well.
- Overview of how credit scores work: My article on how credit scores work and what a PITA they are. Also, includes information about WHY they are so different. (For additional fun, you can read about how I accidentally destroyed my credit.)
Retirement financial resources
Here's a little illustration of my favorite self-employed retirement accounts I made to hand out at the financial hang.
- Create a self-employed benefits package: An overview of how I put together my own benefits package as a freelancer. You can adapt it for other self-employed situations.
- Overview of IRAs: A quick overview of different IRAs that I wrote for Britannica Money.
- Retirement accounts for self-employed people: Another overview of different accounts you can choose from.
- Solo 401(k): In-depth look at the solo 401(k).
- Where to open a solo 401(k): This overview from Investopedia can help you figure out where to open a solo 401(k).
- SEP IRA: My in-depth overview of the SEP IRA.
- HSA resources: You can use these for healthcare costs and for healthcare costs in retirement or as a backup retirement account:
Investing financial resources
I mentioned investing, and I have several resources you can use to learn about investing, starting with some basics around definitions, etc.
- Stocks vs. mutual funds
- My guide on how to start investing, including links to different places to open an investment account
- Sad video no one watches on how I built my travel fund, or you can read my post on investing for short-term goals
- How to set investing priorities
- Why I use a taxable investment account for my emergency fund
- How to find the money to start investing
Other financial resources to consider
Finally, here are some ideas for managing your money the way I do, just in case you're interested:
- My favorite money resources (most of them are things that I use regularly)
- How I create a spending plan
- My article on how I use rewards stacking to save money on shopping, travel, and more
- Ways to do good in the world, including with your money
- New podcast coming in January: nuanced approach to money with It Doesn't Make Cents
- If you're interested, you can download my financial priorities ebook for $2.99