Happy New Year!

I’m at my parents’ and enjoying the festivities. So I’m pre-posting this. And, because I’m a blogger, I’m going to let you know what my resolutions are. Just in case you care.

On a personal level, I want to continue to improve my overall health. It’s nice to say that I’ll lose a certain number of pounds, and I’d like to. But, really, I think I’ll shift my focus to improving my fitness with regular exercise and getting better nutrition. Which means that I’ll be practicing portion control. And maybe having only a couple of sweets per day instead of five or six. Seriously.

I’d also like to carve out more time for music practice. I started taking guitar lessons, and I’d like to improve. And my piano skills are a bit rusty. In order to find this time, though, I think I’m going to have to carefully consider some of my clients, and cut a little bit of my workload. Which should be doable since I have two or three clients that ask for an awful lot, but pay very little. Getting rid of the inefficient clients should free up a little more time.

And, of course, I have personal finance goals. If I didn’t, I wouldn’t have anything to write about for all those blogs I contribute to. My three main personal finance goals for 2010 are:

  1. Refinance the house
  2. Open a Health Savings Account (and switch to a high deductible plan)
  3. Get a retirement account going for Josh

I even have plans for how to accomplish each of these financial New Year’s resolutions. You can cynically scoff at these resolutions, but really I use them as a starting point for improvements. I expect to tweak them throughout the year, and add other aspects for personal improvement. Because the bottom line is this: You are more likely to accomplish something if you formally resolve to do it.

Happy New Year!

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