Helping you cultivate wealth

for financial freedom & flexibility

Your financial wellbeing matters regardless of past money mistakes. Trust me, I have made my fair share. 

Now that we have cleared that up, I am here to welcome you. If you landed here you're likely ready to take your first steps towards cultivating wealth so you can find freedom and escape the ‘trapped' by work and life feeling.  So let's get started helping you grow your money tree. 

You can become rich in all areas of life.

Rich isn't just about money (although that's a big part of it). It's more about directing your financial resources in a way that allows you to experience your life. Whether it's spending more time with family and friends, traveling, enjoying good food, curling up with a good book, keeping fit and healthy, or just being able to decide you want to relax on the weekend, richness is about making the most of your moments. My path has been one of ups and downs and sometimes-slow progress. I'm still on this journey. But it keeps getting better as I tweak the way I manage my money. 

I'm Miranda Marquit, Financial Wellness Expert with an MBA

If you want information about pinching pennies, you're in the wrong place.

I began writing about finances in 2006 (has it really been that long?) after being offered a corporate blogging gig.  Between research for work and my own money mistakes, I found smarter, better ways to handle my money and grow in financial freedom and flexibility. Since then I have grown a six-figure freelance writing business and…

My focus is on using your resources to live the life you want. Hopefully, you can use this site to learn about using your money and time more effectively — and create a life full of richness.

Are you ready to find financial wellness?

Whether you are looking to build an income stream with freelance writing, grow your money skills, or find a financial expert to help your employees I've got you covered to start cultivating. 

Increase your income through freelancing

I am here to help you make money! For my tips, resources, and freelancing course, click the button below. 

A money blog worth reading

a collection of guest posts, guides, and personal money stories

I don't have an amazing get-out-of-debt story or a make-six-figures-a-month story. What I do have is accumulated knowledge, financial experiments, and plenty of mistakes. Over time, I've learned what works for me when it comes to using my financial resources to create a life I love. Check out my money blog for information about how I structure my finances and make the most of my money. Maybe you'll find inspiration for your own money journey.

Self-Publishing a Book: What You Need to Know

Are you interested in self-publishing a book? Here's what you need to know about the mechanics of making it happen. Several years ago, I self-published a book (the second edition is being edited right now). It was my third book, and my first attempt at self-publishing a book. Overall, I enjoyed the process and I learned

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Happy July Fourth: What's Your Version of Financial Independence?

As you celebrate Independence Day (if you are from the U.S.), take a few minutes to reflect on what financial independence means to you. Freedom means many different things to many different people. As we approach Independence Day, it makes sense to reflect on freedom, and what it means to you. I've always been grateful

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Is It Time to Change My Freelance Business Model?

I make a solid living now, but if I don't change my freelance business model, the good times may not last. Several years ago, I had a rather disappointing moment of self-realization. I was rejected out of hand for an opportunity because I don't drive enough monthly pageviews to any given site. My first response was

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Betterment Review: Hands-off Approach to Investing

If you want a hands-off approach to your investment portfolio, and you're looking for ways to save for multiple goals using investing, Betterment is for you. Here's my Betterment review. Many people worry about investing and choosing an online broker that will work for them. There are many brokerage options out there, and that means

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How to Setup Your Finances to Create Your Dream Lifestyle

The following post is contributed by Martin of Studenomics, where he tries to make personal finance fun since you have enough to stress about. You can click here to check out the wide range of content on everything from student loans to getting paid to drink coffee. “You're living the dream.” — friends who don't

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Find Your Unique Path To Cultivate Wealth

with my financial priorities guide.

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