Helping you cultivate wealth

for financial freedom & flexibility

Your financial wellbeing matters regardless of past money mistakes. Trust me, I have made my fair share. 

Now that we have cleared that up, I am here to welcome you. If you landed here you’re likely ready to take your first steps towards cultivating wealth so you can find freedom and escape the ‘trapped’ by work and life feeling.  So let’s get started helping you grow your money tree. 

You can become rich in all areas of life.

Rich isn’t just about money (although that’s a big part of it). It’s more about directing your financial resources in a way that allows you to experience your life. Whether it’s spending more time with family and friends, traveling, enjoying good food, curling up with a good book, keeping fit and healthy, or just being able to decide you want to relax on the weekend, richness is about making the most of your moments. My path has been one of ups and downs and sometimes-slow progress. I’m still on this journey. But it keeps getting better as I tweak the way I manage my money. 

I'm Miranda Marquit, Financial Wellness Expert with an MBA

If you want information about pinching pennies, you're in the wrong place.

I began writing about finances in 2006 (has it really been that long?) after being offered a corporate blogging gig.  Between research for work and my own money mistakes, I found smarter, better ways to handle my money and grow in financial freedom and flexibility. Since then I have grown a six-figure freelance writing business and…

My focus is on using your resources to live the life you want. Hopefully, you can use this site to learn about using your money and time more effectively — and create a life full of richness.

Are you ready to find financial wellness?

Whether you are looking to build an income stream with freelance writing, grow your money skills, or find a financial expert to help your employees I’ve got you covered to start cultivating. 

Increase your income through freelancing

I am here to help you make money! For my tips, resources, and freelancing course, click the button below. 

A money blog worth reading

a collection of guest posts, guides, and personal money stories

I don’t have an amazing get-out-of-debt story or a make-six-figures-a-month story. What I do have is accumulated knowledge, financial experiments, and plenty of mistakes. Over time, I’ve learned what works for me when it comes to using my financial resources to create a life I love. Check out my money blog for information about how I structure my finances and make the most of my money. Maybe you’ll find inspiration for your own money journey.

Small Business Credit Reality: Your Personal Credit Matters

Even though it’s nice to think that your small business credit is completely separate from your personal credit, the reality is that your personal credit does matter. One of the essential pieces of advice given to just about anyone who starts a home business — or any type of business — is that you need

Read More »

Stock Market Crash? What to Do Next: Nothing

Really. Don’t panic. During a stock market crash, one of the best things you can do is stick to your plan and … do nothing. Today, January 24, 2022, was a bit of a wild ride. Stocks dropped! Then they recovered! And it was on the heels of a rough previous week. So, what should

Read More »

How to Choose Cryptocurrencies

I’ve been doing the cryptocurrency thing since 2011. People are always asking me how to choose cryptocurrencies. Here’s how I decide which cryptos to invest in. Cryptocurrencies and blockchain technology are taking the world by storm right now. Chances are, you’re wondering if it makes sense for you to start investing in cryptocurrencies (or maybe

Read More »

NFTs: Fad or Future?

This is a guest post from Fiona Smith from The Millennial Money Woman. I’m fascinated by the upsurge in crypto assets, and she provides a quick primer on NFTs. I’ve written about NFTs on other sites, as well as made and sold my own NFTs. I hope you enjoy this quick look at this digital

Read More »

Self-Publishing a Book: What You Need to Know

Are you interested in self-publishing a book? Here’s what you need to know about the mechanics of making it happen. Several years ago, I self-published a book (the second edition is being edited right now). It was my third book, and my first attempt at self-publishing a book. Overall, I enjoyed the process and I learned

Read More »

Find Your Unique Path To Cultivate Wealth

with my financial priorities guide.

Scroll to Top