Helping you cultivate wealth

for financial freedom & flexibility

Your financial wellbeing matters regardless of past money mistakes. Trust me, I have made my fair share. 

Now that we have cleared that up, I am here to welcome you. If you landed here you're likely ready to take your first steps towards cultivating wealth so you can find freedom and escape the ‘trapped' by work and life feeling.  So let's get started helping you grow your money tree. 

You can become rich in all areas of life.

Rich isn't just about money (although that's a big part of it). It's more about directing your financial resources in a way that allows you to experience your life. Whether it's spending more time with family and friends, traveling, enjoying good food, curling up with a good book, keeping fit and healthy, or just being able to decide you want to relax on the weekend, richness is about making the most of your moments. My path has been one of ups and downs and sometimes-slow progress. I'm still on this journey. But it keeps getting better as I tweak the way I manage my money. 

I'm Miranda Marquit, Financial Wellness Expert with an MBA

If you want information about pinching pennies, you're in the wrong place.

I began writing about finances in 2006 (has it really been that long?) after being offered a corporate blogging gig.  Between research for work and my own money mistakes, I found smarter, better ways to handle my money and grow in financial freedom and flexibility. Since then I have grown a six-figure freelance writing business and…

My focus is on using your resources to live the life you want. Hopefully, you can use this site to learn about using your money and time more effectively — and create a life full of richness.

Are you ready to find financial wellness?

Whether you are looking to build an income stream with freelance writing, grow your money skills, or find a financial expert to help your employees I've got you covered to start cultivating. 

Increase your income through freelancing

I am here to help you make money! For my tips, resources, and freelancing course, click the button below. 

A money blog worth reading

a collection of guest posts, guides, and personal money stories

I don't have an amazing get-out-of-debt story or a make-six-figures-a-month story. What I do have is accumulated knowledge, financial experiments, and plenty of mistakes. Over time, I've learned what works for me when it comes to using my financial resources to create a life I love. Check out my money blog for information about how I structure my finances and make the most of my money. Maybe you'll find inspiration for your own money journey.

What's the Easiest Way to Raise Your Freelance Rates?

Hoping to raise your freelance rates? Look no further! I've got one easy tip! I'm asked all the time how to raise rates. It's probably the number one question I'm asked. Well, after what I'm doing during this whole COVID-19 thing. People ask this even more than they ask about my schedule or about how to start

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Professional Freelancer Schedule — What I Do In a Day

So, what's a professional freelancer schedule like? I answer your questions about what I do in a day. Even when we're not in the middle of a global pandemic, I periodically get questions about what my schedule is like as a professional freelancer. However, since this whole COVID-19 thing has changed so many lives, I've

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Breaking Down the “Minimum Wage Work Ethic”

We hear a lot about the “minimum wage work ethic.” But what is it? And are we kind of missing the point? Because, if we're being honest, that minimum wage worker is probably working harder than you. Right now, there's a lot of talk about workers making more on unemployment — at least temporarily due

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Is Financial Literacy REALLY Going to Save Us All?

Financial literacy is a great idea. The reality, though, is that it's probably not enough. In fact, the people who supposedly “need” it are probably better at money than you think. Ah, April. I wouldn't be a “good” personal finance blogger if I didn't write about financial literacy during Financial Literacy Month. We're in the middle

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Find Your Unique Path To Cultivate Wealth

with my financial priorities guide.

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