Helping you cultivate wealth

for financial freedom & flexibility

Your financial wellness matters regardless of past money mistakes. Trust me, I have made my fair share of doozies. 

If you landed here you’re likely ready to take your first steps towards cultivating wealth so you can find freedom and escape the trapped by work and life feeling.  So let’s get started helping you grow your money tree.

You can become rich in all areas of life.

Rich isn’t just about money (although that’s a big part of it). It’s more about directing your financial resources in a way that allows you to experience your life. Whether it’s spending more time with family and friends, traveling, enjoying good food, curling up with a good book, keeping fit and healthy, or just being able to decide you want to relax on the weekend, richness is about making the most of your moments. My path has been one of ups and downs and sometimes-slow progress. I’m still on this journey. But it keeps getting better as I tweak the way I manage my money and cultivate my financial wellness. 

I'm Miranda Marquit, Financial Wellness Expert with an MBA

If you want information about pinching pennies, you're in the wrong place.

I began writing about finances in 2006 (has it really been that long?) after being offered a corporate blogging gig.  Between research for work and my own money mistakes, I found smarter, better ways to handle my money and grow in financial wellness and flexibility. Since then I have grown a six-figure freelance writing business and …

My focus is on using your resources to live the life you want. Hopefully, you can use this site to learn about using your money and time more effectively — and create a life full of richness.

Are you ready to find financial wellness?

Whether you are looking to build an income stream with freelance writing, grow your money skills, or find a financial expert to help your employees I’ve got you covered to start cultivating. 

Increase your income through freelancing

I am here to help you make money! For my tips, resources, and freelancing course, click the button below. 

A money blog worth reading

a collection of guest posts, guides, and personal money stories

I don’t have an amazing get-out-of-debt story or a make-six-figures-a-month story. What I do have is accumulated knowledge, financial experiments, and plenty of mistakes. Over time, I’ve learned what works for me when it comes to using my financial resources to create a life I love. Check out my money blog for information about how I structure my finances and make the most of my money. Maybe you’ll find inspiration for your own money journey.

5 Biggest Lies Freelance Clients Could Be Telling You

Before you agree to a freelance job, you should know what you’re getting into. Here are some of the biggest lies freelance clients might tell you. All of my current clients are awesome. I have no complaints about the people I work with right now. I have a new crop coming in soon, so we’ll

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Start Freelancing: All You Need is a Laptop and Wi-Fi

 Ready to start freelancing? You can do it from anywhere, as long as you have a laptop and Wi-Fi. Right now, I’m sitting in a hotel room in Los Angeles. I’m hundreds of miles away from home, but I’m still getting some work done. I am working on a restricted schedule, but working nonetheless. And

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Freedom and Flexibility on Your Own Terms: To FIRE or Not to FIRE?

This post is part of the Plutus Foundation Impact Series. I don’t actually consider myself part of the FIRE movement, although I don’t have a problem with it. I do like the idea of freedom and flexibility, however. The FIRE movement, like many movements, continues to grow and change. Much has been written about whether

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Learning to Say No as a Freelancer

After years of scraping by on anything, it’s hard to learn to say no as a freelancer. Occasionally, when I feel overwhelmed and stressed about my work or life, I remind myself that sometimes I need to say no. I think that there are a lot of reasons that we say yes in life and

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Freelance Ghostwriting: Who Wrote That?

Does freelance ghostwriting make sense for your business? Before you move forward, make sure you know the basics. For years, I’ve been one of the most prolific writers in the personal finance space. But the truth is much worse than you think. Not only do I write posts with my byline, but I also provide freelance

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Before You Invest in Gold, Know What You’re Getting Into

People love investing in gold. It’s tangible, and it’s been considered “pure” money for millennia. But you still need to tread carefully before you invest in gold. Anytime you invest in anything, it’s important to do your homework. You should understand how investment works and some of the fundamental forces influencing it. And you should

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Find Your Unique Path To Cultivate Wealth

semi-regular tips, ideas, and strategies to help you build a freelance career and get more from your money.

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