Helping you cultivate wealth

for financial freedom & flexibility

Your financial wellness matters regardless of past money mistakes. Trust me, I have made my fair share of doozies. 

If you landed here you’re likely ready to take your first steps towards cultivating wealth so you can find freedom and escape the trapped by work and life feeling.  So let’s get started helping you grow your money tree.

You can become rich in all areas of life.

Rich isn’t just about money (although that’s a big part of it). It’s more about directing your financial resources in a way that allows you to experience your life. Whether it’s spending more time with family and friends, traveling, enjoying good food, curling up with a good book, keeping fit and healthy, or just being able to decide you want to relax on the weekend, richness is about making the most of your moments. My path has been one of ups and downs and sometimes-slow progress. I’m still on this journey. But it keeps getting better as I tweak the way I manage my money and cultivate my financial wellness. 

I'm Miranda Marquit, Financial Wellness Expert with an MBA

If you want information about pinching pennies, you're in the wrong place.

I began writing about finances in 2006 (has it really been that long?) after being offered a corporate blogging gig.  Between research for work and my own money mistakes, I found smarter, better ways to handle my money and grow in financial wellness and flexibility. Since then I have grown a six-figure freelance writing business and …

My focus is on using your resources to live the life you want. Hopefully, you can use this site to learn about using your money and time more effectively — and create a life full of richness.

Are you ready to find financial wellness?

Whether you are looking to build an income stream with freelance writing, grow your money skills, or find a financial expert to help your employees I’ve got you covered to start cultivating. 

Increase your income through freelancing

I am here to help you make money! For my tips, resources, and freelancing course, click the button below. 

A money blog worth reading

a collection of guest posts, guides, and personal money stories

I don’t have an amazing get-out-of-debt story or a make-six-figures-a-month story. What I do have is accumulated knowledge, financial experiments, and plenty of mistakes. Over time, I’ve learned what works for me when it comes to using my financial resources to create a life I love. Check out my money blog for information about how I structure my finances and make the most of my money. Maybe you’ll find inspiration for your own money journey.

The 50/30/20 Budget

Could you get back on track with your finances using the 50/30/20 budget? Anyone who knows me understands that I’m not particularly fond of the word “budget.” While there might not be much of a difference between what I call my “spending plan” and a budget of sorts, it makes me feel better about how

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Travel Fund: Investing for Short-Term Goals

It’s not often that we think of investing for short-term goals like a travel fund. Too often, that money sits in a cash account, earning meager interest. Back in 2015, I was able to make a fresh start with my life. As part of my overhaul, I also changed things up with my finances and

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Want Another Tax-Advantaged Investment? Try a Health Savings Account

I love my Health Savings Account. I get the ultimate in tax-advantaged investing. There are three main, unavoidable forces eroding your wealth over time: Taxes Inflation Fees You can’t stop these forces from reducing your real investment returns over time, but you can minimize them. There are ways to reduce your exposure to inflation risk.

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10 Ways To Save on Family Fun This Summer

Entertaining the entire family can be a costly task. Here are ten ways to save on family fun this summer. As summer approaches, many parents become worried about how to keep their kids entertained. The good news is that there are plenty of frugal activities you can do. Even if you’re a couple or single,

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Are You More Than a Freelance Writer?

Be clear about what you do as a freelance writer, and be careful about going beyond that description. Over the course of the last two or three weeks, I’ve had several people approach me about performing social media tasks. While I try to submit most of the posts I write to social media sites, I

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6 Reasons to Turn Down a Freelance Gig

No matter how much money you are offered, not every freelance gig is worth doing. It’s not always easy to decide which freelance jobs to take on and which to pass on. Sometimes, money is a deciding factor. Sometimes, it’s possible to avoid any inconvenience if you are offered enough money. On the other hand,

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Find Your Unique Path To Cultivate Wealth

semi-regular tips, ideas, and strategies to help you build a freelance career and get more from your money.

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