Helping you cultivate wealth

for financial freedom & flexibility

Your financial wellness matters regardless of past money mistakes. Trust me, I have made my fair share of doozies. 

If you landed here you're likely ready to take your first steps towards cultivating wealth so you can find freedom and escape the trapped by work and life feeling.  So let's get started helping you grow your money tree.

You can become rich in all areas of life.

Rich isn't just about money (although that's a big part of it). It's more about directing your financial resources in a way that allows you to experience your life. Whether it's spending more time with family and friends, traveling, enjoying good food, curling up with a good book, keeping fit and healthy, or just being able to decide you want to relax on the weekend, richness is about making the most of your moments. My path has been one of ups and downs and sometimes-slow progress. I'm still on this journey. But it keeps getting better as I tweak the way I manage my money and cultivate my financial wellness. 

I'm Miranda Marquit, Financial Wellness Expert with an MBA

If you want information about pinching pennies, you're in the wrong place.

I began writing about finances in 2006 (has it really been that long?) after being offered a corporate blogging gig.  Between research for work and my own money mistakes, I found smarter, better ways to handle my money and grow in financial wellness and flexibility. Since then I have grown a six-figure freelance writing business and …

My focus is on using your resources to live the life you want. Hopefully, you can use this site to learn about using your money and time more effectively — and create a life full of richness.

Are you ready to find financial wellness?

Whether you are looking to build an income stream with freelance writing, grow your money skills, or find a financial expert to help your employees I've got you covered to start cultivating. 

Increase your income through freelancing

I am here to help you make money! For my tips, resources, and freelancing course, click the button below. 

A money blog worth reading

a collection of guest posts, guides, and personal money stories

I don't have an amazing get-out-of-debt story or a make-six-figures-a-month story. What I do have is accumulated knowledge, financial experiments, and plenty of mistakes. Over time, I've learned what works for me when it comes to using my financial resources to create a life I love. Check out my money blog for information about how I structure my finances and make the most of my money. Maybe you'll find inspiration for your own money journey.

Don't Let Your Emotions Ruin Your Investing Plan

Emotions — especially fear — can impact your money decisions and ruin your investing plan. Anytime there's a down day (or week or month or year) on the stock market, emotions might be running high. One emotion, fear, might make for serious problems with your long-term investing plan and can even lead to losses to

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Make Money Writing: Sticking to Your Freelance Rates

When should you stick to your freelance rates? And when should you relax a little bit? Every now and then, a freelance writer has to take stock of the situation. A client might cut back on how much work they send you. They might even decide to outsource your tasks to AI. When you hit

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What You Need for a Good Business Plan

A business plan can help you set a constructive direction for your home business. When you are starting a home business, it's easy to just jump in and have at it. However, after a while, you get bogged down. Especially if you aren't sure where to go next. At some point within the first year

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What Makes a Good Investment?

One of the best ways to build wealth over time is to invest. But what makes a good investment? As you engage in financial planning, it's important to include investing in your calculations. Investing is one of the best ways to build wealth over time. Indeed, there is a good chance that you aren't investing

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Freelance Writing and Journalism: Using the 5 Ws (and How)

Freelance writing and journalism have a lot of similarities, even if it's not a perfect correlation. One way you can enhance your writing is to use the 5 Ws (and how). Because I graduated from journalism school, much of my technique focuses on what I learned while working on my MA at Syracuse. From the

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Are You Investing Enough?

You're probably not investing enough to have the retirement you want. It's true that the important thing associated with saving and investing is that you get started. Right now. Even if you only have a few bucks a month to invest, you should get started. However, it's vital that you progress further as you earn

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Find Your Unique Path To Cultivate Wealth

semi-regular tips, ideas, and strategies to help you build a freelance career and get more from your money.

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