Helping you cultivate wealth

for financial freedom & flexibility

Your financial wellbeing matters regardless of past money mistakes. Trust me, I have made my fair share. 

Now that we have cleared that up, I am here to welcome you. If you landed here you're likely ready to take your first steps towards cultivating wealth so you can find freedom and escape the ‘trapped' by work and life feeling.  So let's get started helping you grow your money tree. 

You can become rich in all areas of life.

Rich isn't just about money (although that's a big part of it). It's more about directing your financial resources in a way that allows you to experience your life. Whether it's spending more time with family and friends, traveling, enjoying good food, curling up with a good book, keeping fit and healthy, or just being able to decide you want to relax on the weekend, richness is about making the most of your moments. My path has been one of ups and downs and sometimes-slow progress. I'm still on this journey. But it keeps getting better as I tweak the way I manage my money. 

I'm Miranda Marquit, Financial Wellness Expert with an MBA

If you want information about pinching pennies, you're in the wrong place.

I began writing about finances in 2006 (has it really been that long?) after being offered a corporate blogging gig.  Between research for work and my own money mistakes, I found smarter, better ways to handle my money and grow in financial freedom and flexibility. Since then I have grown a six-figure freelance writing business and…

My focus is on using your resources to live the life you want. Hopefully, you can use this site to learn about using your money and time more effectively — and create a life full of richness.

Are you ready to find financial wellness?

Whether you are looking to build an income stream with freelance writing, grow your money skills, or find a financial expert to help your employees I've got you covered to start cultivating. 

Increase your income through freelancing

I am here to help you make money! For my tips, resources, and freelancing course, click the button below. 

A money blog worth reading

a collection of guest posts, guides, and personal money stories

I don't have an amazing get-out-of-debt story or a make-six-figures-a-month story. What I do have is accumulated knowledge, financial experiments, and plenty of mistakes. Over time, I've learned what works for me when it comes to using my financial resources to create a life I love. Check out my money blog for information about how I structure my finances and make the most of my money. Maybe you'll find inspiration for your own money journey.

How to Determine Your Investing Priorities

As you put together an investing plan, you need to know your priorities. Here's how to set your investing priorities. I like to think of my money as a resource that I can direct to accomplish different goals. One of the many foundational pieces of my finances is investing. I like to use investing as

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How to Set Freelance Writing Rates — A Guide

As a freelance writer, you're probably trying to figure out the best way to set rates. Here's how to set freelance writing rates. Trying to figure out how to set freelance writing rates is one of the most difficult aspects of doing this thing. It's the wild west out there. Pretty much you get what

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Self-Improvement and Privilege

It's nice to think that anyone can engage in self-improvement. Unfortunately, while there are a few things most people can do, a lot of what we view as self-improvement requires financial privilege. Twice a month, I visit with a therapist. She helps me navigate deep work on myself. I learn about my programming, what's holding

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Personal Finance, Politics, and Race

Yes, personal finance is political. If you know me, you're well aware that I do a lot of work around how various policies impact people's money as well as their lives. It's nice to say something like, “Focus on personal finance and stay away from politics!” However, the policies enacted by city, state, and federal

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What's the Easiest Way to Raise Your Freelance Rates?

Hoping to raise your freelance rates? Look no further! I've got one easy tip! I'm asked all the time how to raise rates. It's probably the number one question I'm asked. Well, after what I'm doing during this whole COVID-19 thing. People ask this even more than they ask about my schedule or about how to start

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Find Your Unique Path To Cultivate Wealth

with my financial priorities guide.

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