Helping you cultivate wealth

for financial freedom & flexibility

Your financial wellbeing matters regardless of past money mistakes. Trust me, I have made my fair share. 

Now that we have cleared that up, I am here to welcome you. If you landed here you’re likely ready to take your first steps towards cultivating wealth so you can find freedom and escape the ‘trapped’ by work and life feeling.  So let’s get started helping you grow your money tree. 

You can become rich in all areas of life.

Rich isn’t just about money (although that’s a big part of it). It’s more about directing your financial resources in a way that allows you to experience your life. Whether it’s spending more time with family and friends, traveling, enjoying good food, curling up with a good book, keeping fit and healthy, or just being able to decide you want to relax on the weekend, richness is about making the most of your moments. My path has been one of ups and downs and sometimes-slow progress. I’m still on this journey. But it keeps getting better as I tweak the way I manage my money. 

I'm Miranda Marquit, Financial Wellness Expert with an MBA

If you want information about pinching pennies, you're in the wrong place.

I began writing about finances in 2006 (has it really been that long?) after being offered a corporate blogging gig.  Between research for work and my own money mistakes, I found smarter, better ways to handle my money and grow in financial freedom and flexibility. Since then I have grown a six-figure freelance writing business and…

My focus is on using your resources to live the life you want. Hopefully, you can use this site to learn about using your money and time more effectively — and create a life full of richness.

Are you ready to find financial wellness?

Whether you are looking to build an income stream with freelance writing, grow your money skills, or find a financial expert to help your employees I’ve got you covered to start cultivating. 

Increase your income through freelancing

I am here to help you make money! For my tips, resources, and freelancing course, click the button below. 

A money blog worth reading

a collection of guest posts, guides, and personal money stories

I don’t have an amazing get-out-of-debt story or a make-six-figures-a-month story. What I do have is accumulated knowledge, financial experiments, and plenty of mistakes. Over time, I’ve learned what works for me when it comes to using my financial resources to create a life I love. Check out my money blog for information about how I structure my finances and make the most of my money. Maybe you’ll find inspiration for your own money journey.

3 Affordable Hobbies to Try at Home

Finding hobbies to do at home are all the rage. If you keep mentally poking yourself and saying “I need a hobby,” then maybe it’s time to listen to that inner voice. This is a guest post from my friend Karen Cordaway. Her book, The Everyday Bucket List Book: 10 Steps to Bring More Exciting Experiences

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How to Create a Benefits Package as a Freelancer

As a freelancer, you don’t get paid vacation or employer-subsidized health care. Here’s how to create a benefits package as a freelancer. One of the most challenging aspects of being self-employed is replacing the benefits package you might have had when working in corporate America. In fact, before making the switch to freelancing full-time, it’s

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The Truth About Credit Scores — The Post You Asked For

Here’s the truth about credit scores, how they work, and why they don’t seem to actually reflect your level of financial capability. Since writing about the way I accidentally destroyed my credit, I’ve had a lot of questions about credit scores and how they work. Let’s take a look at the truth about credit scores

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How to Determine Your Investing Priorities

As you put together an investing plan, you need to know your priorities. Here’s how to set your investing priorities. I like to think of my money as a resource that I can direct to accomplish different goals. One of the many foundational pieces of my finances is investing. I like to use investing as

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How to Set Freelance Writing Rates — A Guide

As a freelance writer, you’re probably trying to figure out the best way to set rates. Here’s how to set freelance writing rates. Trying to figure out how to set freelance writing rates is one of the most difficult aspects of doing this thing. It’s the wild west out there. Pretty much you get what

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Find Your Unique Path To Cultivate Wealth

with my financial priorities guide.

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