Helping you cultivate wealth

for financial freedom & flexibility

Your financial wellness matters regardless of past money mistakes. Trust me, I have made my fair share of doozies. 

If you landed here you’re likely ready to take your first steps towards cultivating wealth so you can find freedom and escape the trapped by work and life feeling.  So let’s get started helping you grow your money tree.

You can become rich in all areas of life.

Rich isn’t just about money (although that’s a big part of it). It’s more about directing your financial resources in a way that allows you to experience your life. Whether it’s spending more time with family and friends, traveling, enjoying good food, curling up with a good book, keeping fit and healthy, or just being able to decide you want to relax on the weekend, richness is about making the most of your moments. My path has been one of ups and downs and sometimes-slow progress. I’m still on this journey. But it keeps getting better as I tweak the way I manage my money and cultivate my financial wellness. 

I'm Miranda Marquit, Financial Wellness Expert with an MBA

If you want information about pinching pennies, you're in the wrong place.

I began writing about finances in 2006 (has it really been that long?) after being offered a corporate blogging gig.  Between research for work and my own money mistakes, I found smarter, better ways to handle my money and grow in financial wellness and flexibility. Since then I have grown a six-figure freelance writing business and …

My focus is on using your resources to live the life you want. Hopefully, you can use this site to learn about using your money and time more effectively — and create a life full of richness.

Are you ready to find financial wellness?

Whether you are looking to build an income stream with freelance writing, grow your money skills, or find a financial expert to help your employees I’ve got you covered to start cultivating. 

Increase your income through freelancing

I am here to help you make money! For my tips, resources, and freelancing course, click the button below. 

A money blog worth reading

a collection of guest posts, guides, and personal money stories

I don’t have an amazing get-out-of-debt story or a make-six-figures-a-month story. What I do have is accumulated knowledge, financial experiments, and plenty of mistakes. Over time, I’ve learned what works for me when it comes to using my financial resources to create a life I love. Check out my money blog for information about how I structure my finances and make the most of my money. Maybe you’ll find inspiration for your own money journey.

Understanding Your Risk Tolerance

You’ll make better investing decisions if you understand your risk tolerance. “Know thyself” is one of the great admonitions of all time. Before you start investing, it’s a good idea to take a look at yourself and understand the level of risk you can handle. Once you understand your risk tolerance, you’ll make better investing

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Are Your Finances Prepared for an Investing Opportunity?

A great investing opportunity does you no good if your finances aren’t prepared to take advantage of it. There are many great opportunities out there. Indeed, many of us have financial opportunities daily — even if we don’t recognize them. You might even have access to a great investing opportunity. But that opportunity does very

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What Do You Tell People about Being an Online Freelancer?

Many friends and family don’t really “get” the online freelancer thing. And what can I tell them? Since I work online (and sometimes feel like I live online), I tend to find myself in this happy bubble where people know what I do. I hang around with other online creators when I start feeling lonely

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Are You Cut Out for Freelance Editing?

Freelance editing takes a lot of…something. I don’t have it. But you might be cut out to be a freelance editor. There are a number of career paths that are compatible with freelancing. It’s possible to land freelance jobs in almost anything related to creativity. One of the most important jobs is that of editor.

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Freelancing: Do You Have a Fear of Self-Promotion?

I don’t promote myself or my freelancing business very well. But I’m looking for ways to get better. One of the issues I have, at least according to some of my freelancer and online business friends, is that I don’t do enough to self-promote. Sure, I tweet what I write and try to share my

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Dollar-Cost Averaging: A Better Way to Invest?

Dollar-cost averaging can be a good strategy for “ordinary” investors with small amounts of money who want to build wealth over time. One of the biggest money misconceptions is that you need a big chunk of capital to start investing. I remember back in the day when my parents told me I needed at least

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Find Your Unique Path To Cultivate Wealth

semi-regular tips, ideas, and strategies to help you build a freelance career and get more from your money.

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