Start investing today

to cultivate your wealth and gain flexibility

I will send you first to my ultimate guide to investing. This is a resource that lays out all the details and answers your most pressing questions. 

It's your best way to learn how to get started the way I did. Boring AF, yes.  But its worked well over the years and I get straight to the point. 

Financial wellness, because your well-being matters

Before we go any further into my best money tools and resources, I want to first acknowledge that money is personal and you will have your own unique journey. No matter what your past money mistakes, I also want you to know that by being here you are taking the first steps towards your financial well-being. 

In a nutshell here is how to start

Your best bet is to start with a robo-advisor and use index products. This is a good way to get a good start and begin building a portfolio while you learn about investing. Once you have a better handle on your risk tolerance, needs, and style, you can add individual equities, alternative investments, and try other assets to diversify your portfolio and add growth.

Below: A variety of investment platforms to meet a variety of needs, especially if you're interested in alternative investing.

Find Your Unique Path To Cultivate Wealth

with my semi-regular newsletter

A blog to help you cultivate wealth and gain flexibility

a collection of guest posts, guides, and personal money stories

I don't have an amazing get-out-of-debt story or a make-six-figures-a-month story. What I do have is accumulated knowledge, financial experiments, and plenty of mistakes. Over time, I've learned what works for me when it comes to using my financial resources to create a life I love. Check out my money blog for information about how I structure my finances and make the most of my money. Maybe you'll find inspiration for your own money journey.


Rent vs. Buy: Why I like the Idea of Renting Forever

How do you feel about renting forever? I'm in this debate, and, for me, it's all about renting. Here's how to decide where you should land in the rent vs. buy debate. Almost 10 years ago, I went from being a homeowner to renting again. (I was still married and my son was in middle

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What to Do When You Can't Pay Taxes

Can't pay your taxes? Don't ignore the situation. Here are some things to consider as you move forward. Being unable to pay your taxes can be stressful. I know. I've been there before. When I first started my freelance writing career, I had no idea what I was getting into, tax-wise. And it was rough. I've learned a

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5 Ways to Invest Your Time

We often get hung up on financial concepts when it comes to investment. But have you thought about how you invest your time? Investing is often considered in monetary terms. However, we have other resources to invest. One of those resources is time. Before you get too hung up on money, think about the way

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Investing Plan for the New Year: Put Resources Into Yourself

As you prepare your investing plan for the new year, don't forget to direct some of your resources toward improving yourself. It's common, in December, to start thinking about your investing plan for the new year. Doubtless, the coming year involves looking at low-cost funds or a plan to improve your dividend stock portfolio. Whether

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3 Keys for the Beginning Investor

The beginning investor might feel overwhelmed at first. Here are three keys to help you stay on track. One of the best ways to build wealth for the future is to start investing. Investing is one of the ways that you can put your money to work for you, improving your situation over the long

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Are You Investing in Your Best Asset? (Hint: It's YOU)

Even as you make investment plans for the future, don't forget to invest properly in your best asset: You. As you prepare for the future, you know that you need to invest. Investing is one of the best ways to build wealth since it's all about putting your money to work for you and taking

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Small Business Credit Reality: Your Personal Credit Matters

Even though it's nice to think that your small business credit is completely separate from your personal credit, the reality is that your personal credit does matter. One of the essential pieces of advice given to just about anyone who starts a home business — or any type of business — is that you need

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Breaking Down the “Minimum Wage Work Ethic”

We hear a lot about the “minimum wage work ethic.” But what is it? And are we kind of missing the point? Because, if we're being honest, that minimum wage worker is probably working harder than you. Right now, there's a lot of talk about workers making more on unemployment — at least temporarily due

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Home Business

How to Diversify Income Sources as a Freelance Writer

As a freelance writer, it makes sense to diversify income sources. You never know when something will fall through or you'll need extra cash. Here are some of the things I'm doing. When you have a variable income, developing different revenue streams can make sense. This doesn't mean that you have to monetize everything you do. However,

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Create Your Own Benefits Package When Self-Employed

When you own a business, you don't have the luxury of benefits from “the man.” You need to create your own benefits package when self-employed. When you own a business, you lose the benefits that are often associated with working full-time for someone else. It's one of the challenges of being self-employed. This doesn't mean

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My End-of-Year Financial Checklist

Now that the year is coming to a close, it's time to think about your financial task list. Check out my end-of-year financial checklist to help you get things squared away. Welcome to December, my friends. I've been paying the ADHD tax this year, but I'm trying to get back on track. And part of

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Make the Most of your money and find freedom

My favorite money tools and resources all in one post for you dive into.