Start investing today

to cultivate your wealth and gain flexibility

I will send you first to my ultimate guide to investing. This is a resource that lays out all the details and answers your most pressing questions. 

It’s your best way to learn how to get started the way I did. Boring AF, yes.  But its worked well over the years and I get straight to the point. 

Financial wellness, because your well-being matters

Before we go any further into my best money tools and resources, I want to first acknowledge that money is personal and you will have your own unique journey. No matter what your past money mistakes, I also want you to know that by being here you are taking the first steps towards your financial well-being. 

In a nutshell here is how to start

Your best bet is to start with a robo-advisor and use index products. This is a good way to get a good start and begin building a portfolio while you learn about investing. Once you have a better handle on your risk tolerance, needs, and style, you can add individual equities, alternative investments, and try other assets to diversify your portfolio and add growth.

Below: A variety of investment platforms to meet a variety of needs, especially if you're interested in alternative investing.

Find Your Unique Path To Cultivate Wealth

with my semi-regular newsletter

A blog to help you cultivate wealth and gain flexibility

a collection of guest posts, guides, and personal money stories

I don’t have an amazing get-out-of-debt story or a make-six-figures-a-month story. What I do have is accumulated knowledge, financial experiments, and plenty of mistakes. Over time, I’ve learned what works for me when it comes to using my financial resources to create a life I love. Check out my money blog for information about how I structure my finances and make the most of my money. Maybe you’ll find inspiration for your own money journey.


How to Setup Your Finances to Create Your Dream Lifestyle

The following post is contributed by Martin of Studenomics, where he tries to make personal finance fun since you have enough to stress about. You can click here to check out the wide range of content on everything from student loans to getting paid to drink coffee. “You’re living the dream.” — friends who don’t

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3 Affordable Hobbies to Try at Home

Finding hobbies to do at home are all the rage. If you keep mentally poking yourself and saying “I need a hobby,” then maybe it’s time to listen to that inner voice. This is a guest post from my friend Karen Cordaway. Her book, The Everyday Bucket List Book: 10 Steps to Bring More Exciting Experiences

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The Truth About Credit Scores — The Post You Asked For

Here’s the truth about credit scores, how they work, and why they don’t seem to actually reflect your level of financial capability. Since writing about the way I accidentally destroyed my credit, I’ve had a lot of questions about credit scores and how they work. Let’s take a look at the truth about credit scores

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Financial Literacy: My Favorite Books About Money

April is Financial Literacy Month. Many people ask me about my favorite resources, including books. Check out my favorite books about money. They’ll help you learn more about finances and help you take your money to the next level. As a personal finance writer, I’d be remiss if I didn’t have something related to financial

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Stock Market Crash? What to Do Next: Nothing

Really. Don’t panic. During a stock market crash, one of the best things you can do is stick to your plan and … do nothing. Today, January 24, 2022, was a bit of a wild ride. Stocks dropped! Then they recovered! And it was on the heels of a rough previous week. So, what should

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How to Choose Cryptocurrencies

I’ve been doing the cryptocurrency thing since 2011. People are always asking me how to choose cryptocurrencies. Here’s how I decide which cryptos to invest in. Cryptocurrencies and blockchain technology are taking the world by storm right now. Chances are, you’re wondering if it makes sense for you to start investing in cryptocurrencies (or maybe

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Home Business

3 Things Your Home Business Should Know about the 1099-K

Are you getting a 1099-K? You just might be. Get ready for a little extra paperwork. I hope you keep detailed records as a home business owner because if you are issued a 1099-K, you’ll need them. It’s true that you should have good records regardless, but the 1099-K is likely to cause headaches you

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Home Office Tax Deduction: The Basics

Claim a home office tax deduction for the space used for your business. If you own a home business, one of the tax deductions you are eligible for is the home office tax deduction. The IRS terms this business use of your home. You can deduct the costs associated with your business in your home

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How to Create a Benefits Package as a Freelancer

As a freelancer, you don’t get paid vacation or employer-subsidized health care. Here’s how to create a benefits package as a freelancer. One of the most challenging aspects of being self-employed is replacing the benefits package you might have had when working in corporate America. In fact, before making the switch to freelancing full-time, it’s

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Make the Most of your money and find freedom

My favorite money tools and resources all in one post for you dive into. 

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