Start investing today

to cultivate your wealth and gain flexibility

I will send you first to my ultimate guide to investing. This is a resource that lays out all the details and answers your most pressing questions. 

It’s your best way to learn how to get started the way I did. Boring AF, yes.  But its worked well over the years and I get straight to the point. 

Financial wellness, because your well-being matters

Before we go any further into my best money tools and resources, I want to first acknowledge that money is personal and you will have your own unique journey. No matter what your past money mistakes, I also want you to know that by being here you are taking the first steps towards your financial well-being. 

In a nutshell here is how to start

Your best bet is to start with a robo-advisor and use index products. This is a good way to get a good start and begin building a portfolio while you learn about investing. Once you have a better handle on your risk tolerance, needs, and style, you can add individual equities, alternative investments, and try other assets to diversify your portfolio and add growth.

Below: A variety of investment platforms to meet a variety of needs, especially if you're interested in alternative investing.

Find Your Unique Path To Cultivate Wealth

with my semi-regular newsletter

A blog to help you cultivate wealth and gain flexibility

a collection of guest posts, guides, and personal money stories

I don’t have an amazing get-out-of-debt story or a make-six-figures-a-month story. What I do have is accumulated knowledge, financial experiments, and plenty of mistakes. Over time, I’ve learned what works for me when it comes to using my financial resources to create a life I love. Check out my money blog for information about how I structure my finances and make the most of my money. Maybe you’ll find inspiration for your own money journey.

Finance

5 Ways to Invest Your Time

We often get hung up on financial concepts when it comes to investment. But have you thought about how you invest your time? Investing is often considered in monetary terms. However, we have other resources to invest. One of those resources is time. Before you get too hung up on money, think about the way

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My End-of-Year Financial Checklist

Now that the year is coming to a close, it’s time to think about your financial task list. Check out my end-of-year financial checklist to help you get things squared away. Welcome to December, my friends. I’ve been paying the ADHD tax this year, but I’m trying to get back on track. And part of

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How Gratitude Helps Finances

Thanksgiving is my favorite holiday. It’s about family and being thankful. And food. You might be surprised, too, when you find that gratitude helps finances. I love Thanksgiving. Instead of exchanging gifts, family and friends come together to share a meal, make memories, and be joyful. (At least, that’s the theory.) To me, it’s always

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Investing

Does Investing Really Need to Be Complex?

Are you making investing more complex than it needs to be? Let’s simplify. One of the most reliable ways to build wealth over time is to invest. However, many people are intimidated by the idea of investing. How do you choose a good investment? And what happens if the market has problems? And, of course,

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A Basic Look at Income Investing

If you want to put your money to work for you, consider income investing to provide you with a regular revenue stream. When discussing the extremely wealthy paying a lower tax rate, we often refer to their effective tax rate. Folks like Warren Buffett talk about having a lower tax rate than his secretary because

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Career

Are You Investing in Your Best Asset? (Hint: It’s YOU)

Even as you make investment plans for the future, don’t forget to invest properly in your best asset: You. As you prepare for the future, you know that you need to invest. Investing is one of the best ways to build wealth since it’s all about putting your money to work for you and taking

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Small Business Credit Reality: Your Personal Credit Matters

Even though it’s nice to think that your small business credit is completely separate from your personal credit, the reality is that your personal credit does matter. One of the essential pieces of advice given to just about anyone who starts a home business — or any type of business — is that you need

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Breaking Down the “Minimum Wage Work Ethic”

We hear a lot about the “minimum wage work ethic.” But what is it? And are we kind of missing the point? Because, if we’re being honest, that minimum wage worker is probably working harder than you. Right now, there’s a lot of talk about workers making more on unemployment — at least temporarily due

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Home Business

Home Business Tax Deductions for Year-End Planning

Business tax deductions can go a long way toward helping you reduce your liability. I have no problem paying taxes, but that doesn’t mean I’m going to pay more than I have to—especially when so much of what I send to Uncle Sam ends up paying for priorities I disagree with. As the year draws

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Home Office Tax Deduction: The Basics

Claim a home office tax deduction for the space used for your business. If you own a home business, one of the tax deductions you are eligible for is the home office tax deduction. The IRS terms this business use of your home. You can deduct the costs associated with your business in your home

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How to Diversify Income Sources as a Freelance Writer

As a freelance writer, it makes sense to diversify income sources. You never know when something will fall through or you’ll need extra cash. Here are some of the things I’m doing. When you have a variable income, developing different revenue streams can make sense. This doesn’t mean that you have to monetize everything you do. However,

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Make the Most of your money and find freedom

My favorite money tools and resources all in one post for you dive into. 

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